Does TD work with Lodavo? How to connect TD Canada Trust

If you bank with TD Canada Trust, the short answer is yes: TD works with Lodavo. TD is one of Canada’s five largest banks, serving 28.1 million clients as of early 2026, and it’s named directly on Plaid’s Canadian network. That’s the connection Lodavo uses, so a TD chequing, savings, or TFSA balance links in a couple of minutes and starts earning you free tickets in the weekly draw.

How to connect your TD account to Lodavo

Two minutes inside the Lodavo app:

1. Get the Lodavo app and create your account. It’s free.
2. Pick TD Canada Trust from the list of banks.
3. Sign in on Plaid’s secure screen. Your TD credentials go straight to TD.
4. Choose the TD account you want tracked, and you’re all set.

After that, saving at TD is all it takes: your tickets come from the balance you keep.

Is it safe? What Lodavo can and can’t see

Yes, it’s safe, and the design is deliberately limited. In December 2023, TD and Plaid signed a data-access agreement so TD customers can connect to apps on Plaid’s network more securely. In TD’s own words, the goal is “greater data security and privacy by eliminating the need to share login credentials with third parties.”

In practice, that means two things for you:

• Lodavo never sees your TD login. You authenticate through Plaid’s secure flow, and only scoped access comes back, not your username and password.
• What comes back is a balance. The access is read-only and covers the account you chose, so you can track your savings each week and earn free tickets. Your TD transactions, cards, and statements are all outside it.

You can disconnect TD from inside Lodavo whenever you want, and the weekly draw is provably fair if you’d like to check the mechanics.

Which TD account should you track?

Connect the TD account where your savings actually sit. Most users link one of:

Link as many TD accounts as you like and the balances add up. What Lodavo can’t track yet is an investment or brokerage account, such as TD Direct Investing or a self-directed TFSA, so choose one where your money sits as a cash balance. The more you keep saved across those accounts, the more tickets you pick up each week. No minimum.

Troubleshooting a TD connection

If a connection doesn’t go through on the first try:

• Make sure you’re entering your current TD login details on the secure connection screen, exactly as you would on TD’s own site.
• Complete any verification step TD prompts you with (a one-time code, for example).
• If a previously linked account stops updating, reconnect it from inside Lodavo to refresh the link.

TD is one of the most-connected banks in the country, so most snags clear on a retry.

Why prize-linked savings fits TD customers

Canadians aren’t saving much right now. The household saving rate slipped to 3.5% in the first quarter of 2026, the lowest since early 2024, according to Statistics Canada. Putting money aside is easy to agree with and hard to actually do on a Friday.

Prize-linked savings makes it easier. You keep the TD account you already have, and the more you save in it, the more chances you get at a weekly prize of up to $10,000. It’s a free bonus on top of the bank you already use, and you keep the account you already have.

Terms and conditions apply. No purchase necessary (alternate method of entry available). Skill-testing question required. Open to legal residents of Canada who are the age of majority. Odds depend on the number of eligible entries received. Full rules and odds at our contest rules.